§ 2610. Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

1. 1974

   Real Estate Settlement Procedures Act of 1974

   Pub. L. 93–533 § 12 · 88 Stat. 1724

   Enacted · 12 U.S.C. § 2610

   Pub. L. 93–533, § 12, Dec. 22, 1974, 88 Stat. 1729

   Source evidence

   Code source credit
   Pub. L. 93–533, § 12, Dec. 22, 1974, 88 Stat. 1729

   Enacted provision · exact public law section
   Sec. 12. fee for preparation of truth-in-lending and uniform settlement statements No fee shall be imposed or charge made upon any other 12 USC 2610. person (as a part of settlement costs or othewise) by a lender in connection with a federally related mortgage loan made by it (or a loan for the purchase of a mobile home), for or on account of the preparation and submission by such lender of the statement or statements required (in connection with such loan) by sections 4 and 6 of this Act or by the Truth in Lending Act.

2. 1990

   Cranston-Gonzalez National Affordable Housing Act

   Pub. L. 101–625 title IX § 942(b) · 104 Stat. 4079

   1. Substituted · 12 U.S.C. § 2610

      Pub. L. 101–625 substituted present section catchline for “Fee for preparation of truth-in-lending and uniform settlement statements”

   2. Inserted · 12 U.S.C. § 2610

      Pub. L. 101–625 inserted after first comma “or by a servicer (as the term is defined under section 2605(i) of this title),”

   3. Substituted · 12 U.S.C. § 2610

      Pub. L. 101–625 substituted “lender or servicer” for second reference to “lender” and “2609(c)” for “2605”

   Source evidence

   Code amendment note
   Pub. L. 101–625 substituted present section catchline for “Fee for preparation of truth-in-lending and uniform settlement statements”, inserted after first comma “or by a servicer (as the term is defined under section 2605(i) of this title),”, and substituted “lender or servicer” for second reference to “lender” and “2609(c)” for “2605”.

   Enacted provision · exact public law section
   (b) Prohibition of Fees for Escrow Account Statements.— Section 12 of the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2610) is amended— (1) by inserting after the first comma the following: “or by a servicer (as the term is defined under section 6(i)),”; (2) by striking “lender” the second place it appears and inserting “lender or servicer”; (3) by striking “6” and inserting “10(c)”; and (4) by striking the section heading and inserting the following new section heading: “prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements”.

4 of 4 references resolved to an enrolled provision