§ 2808. Effective date

Footnotes

1. 1 See References in Text note below.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

1. 1975

   Pub. L. 94–200 title III § 309 · 89 Stat. 1124

   Enacted · 12 U.S.C. § 2808

   Pub. L. 94–200, title III, § 309, Dec. 31, 1975, 89 Stat. 1128

   Source evidence

   Code source credit
   Pub. L. 94–200, title III, § 309, Dec. 31, 1975, 89 Stat. 1128

   Enacted provision · exact public law section
   Sec. 309. effective date This title shall take effect on the one hundred and eightieth day beginning after the date of its enactment. Any depository institution which has total assets as of its last full fiscal year of $10,000,000 or less is exempt from the provisions of this title.

2. 1991

   Federal Deposit Insurance Corporation Improvement Act of 1991

   Pub. L. 102–242 § 224(a) · 105 Stat. 2236

   1. Amended · 12 U.S.C. § 2808

      Pub. L. 102–242, § 224(a), as amended by Pub. L. 102–550, § 1604(a)(15)

   2. Struck · 12 U.S.C. § 2808

      Pub. L. 102–242, § 224(a), as struck out “depository” before “institution”

   3. Inserted · 12 U.S.C. § 2808

      Pub. L. 102–242, § 224(a), as inserted “specified in section 2802(2)(A) of this title” after “institution”

   4. Inserted · 12 U.S.C. § 2808

      Pub. L. 102–242, § 224(a), as inserted at end: “The Board, in consultation with the Secretary, may exempt institutions described in section 2802(2)(B) of this title that are comparable within their respective industries to institutions that are exempt under the preceding sentence.”

   Source evidence

   Code amendment note
   Pub. L. 102–242, § 224(a), as amended by Pub. L. 102–550, § 1604(a)(15), struck out “depository” before “institution”, inserted “specified in section 2802(2)(A) of this title” after “institution”, and inserted at end: “The Board, in consultation with the Secretary, may exempt institutions described in section 2802(2)(B) of this title that are comparable within their respective industries to institutions that are exempt under the preceding sentence.”

   Enacted provision · exact public law section
   (a) In General.— Section 309 of the Home Mortgage Disclosure Act (12 U.S.C. 2808) is amended— (1) by striking “depository” before “institution”; (2) by inserting “specified in section 303(2)(A)” after “institution”; and (3) by adding at the end the following: “The Board, in consultation with the Secretary, may exempt institutions described in section 303(2)(B) that are comparable within their respective industries to institutions that are exempt under the preceding sentence.”.

3. 1992

   Housing and Community Development Act of 1992

   Pub. L. 102–550 § 1604(a)(15) · 106 Stat. 3672

   Amended · 12 U.S.C. § 2808

   Pub. L. 102–550, § 1604(a)(15), amended directory language of Pub. L. 102–242, § 224(a). See 1991 Amendment note below

   Source evidence

   Code amendment note
   Pub. L. 102–550, § 1604(a)(15), amended directory language of Pub. L. 102–242, § 224(a). See 1991 Amendment note below.

   Enacted provision · exact public law section
   (15) Section 224 of the Federal Deposit Insurance Corporation Improvement Act of 1991 is amended by inserting “of 1975” 12 USC 2808. after “Disclosure Act”.

4. 1996

   Department of Commerce and Related Agencies Appropriations Act, 1997

   Pub. L. 104–208 div. A title II § 2225(a) · 110 Stat. 3009

   1. Amended · 12 U.S.C. § 2808

      Pub. L. 104–208 designated existing provisions as subsec. (a)

   2. Inserted · 12 U.S.C. § 2808

      Pub. L. 104–208 inserted heading

   3. Inserted · 12 U.S.C. § 2808

      Pub. L. 104–208 inserted “(as determined without regard to the adjustment made by subsection (b))” before period at end

   4. Added · 12 U.S.C. § 2808

      Pub. L. 104–208 added subsec. (b)

   Source evidence

   Code amendment note
   Pub. L. 104–208 designated existing provisions as subsec. (a), inserted heading, inserted “(as determined without regard to the adjustment made by subsection (b))” before period at end, and added subsec. (b).

   Enacted provision · exact public law section
   (a) In General.— Section 309 of the Home Mortgage Disclosure Act of 1975 (12 U.S.C. 2808) is amended— (1) by striking “This title” and inserting “(a) In General.— This title”; (2) in the 3d sentence, by inserting “(as determined without regard to the adjustment made by subsection (b))” before the period; and (3) by adding at the end the following new subsection: “(b) CPI Adjustments.— “(1) In general.— Subject to paragraph (2), the dollar amount applicable with respect to institutions described in section 303(2)(A) under the 2d sentence of subsection (a) shall be adjusted annually after December 31, 1996, by the annual percentage increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers published by the Bureau of Labor Statistics. “(2) 1-time adjustment for prior inflation.— The first adjustment made under paragraph (1) after the date of the enactment of the Economic Growth and Regulatory Paperwork Reduction Act of 1996 shall be the percentage by which— “(A) the Consumer Price Index described in such paragraph for the calendar year 1996, exceeds “(B) such Consumer Price Index for the calendar year 1975. “(3) Rounding.— The dollar amount applicable under paragraph (1) for any calendar year shall be the amount determined in accordance with subparagraphs (A) and (B) of paragraph (2) and rounded to the nearest multiple of $1,000,000.”.

5. 2010

   Consumer Financial Protection Act of 2010

   Pub. L. 111–203 title X § 1094(1) · 124 Stat. 1376

   Substituted · 12 U.S.C. § 2808(a)

   Pub. L. 111–203 substituted “Bureau” for “Board”

   Source evidence

   Code amendment note
   Subsec. (a). Pub. L. 111–203 substituted “Bureau” for “Board”.

   Enacted provision · exact public law section
   (1) by 12 USC 2803 et seq. striking “Board” each place that term appears, other than in sections 303, 304(h), 305(b) (as amended by this section), and 307(a) (as amended by this section) and inserting “Bureau”.

   Effective date note
   Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

11 of 11 references resolved to an enrolled provision