Title 12 — Banks and Banking
Chapter 44 — Truth in Savings
§ 4312. Effect on State law
Statutory text
The provisions of this chapter do not supersede any provisions of the law of any State relating to the disclosure of yields payable or terms for accounts to the extent such State law requires the disclosure of such yields or terms for accounts, except to the extent that those laws are inconsistent with the provisions of this chapter, and then only to the extent of the inconsistency. The Bureau may determine whether such inconsistencies exist.
Legislative history
Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.
Truth in Savings Act
Pub. L. 102–242 title II § 273 · 105 Stat. 2236
Enacted · 12 U.S.C. § 4312
Pub. L. 102–242, title II, § 273, Dec. 19, 1991, 105 Stat. 2342
Source evidence
Code source credit
Pub. L. 102–242, title II, § 273, Dec. 19, 1991, 105 Stat. 2342Enacted provision · exact public law section
SEC. 273. EFFECT ON STATE LAW. The provisions of this Act do not supersede any provisions of the law of any State relating to the disclosure of yields payable or terms for accounts to the extent such State law requires the disclosure of such yields or terms for accounts, except to the extent that those laws are inconsistent with the provisions of this Act, and then only to the extent of the inconsistency. The Board may determine whether such inconsistencies exist.Housing and Community Development Act of 1992
Pub. L. 102–550 title XVI § 1604(e)(2)(R) · 106 Stat. 3672
Changed · 12 U.S.C. § 4312
Pub. L. 102–550 made technical amendment to references to “this chapter” wherever appearing to reflect correction of corresponding provision of original act
Source evidence
Code amendment note
Pub. L. 102–550 made technical amendment to references to “this chapter” wherever appearing to reflect correction of corresponding provision of original act.Enacted provision · exact public law section
(R) in section 273; andConsumer Financial Protection Act of 2010
Pub. L. 111–203 title X § 1100B(1) · 124 Stat. 1376
Substituted · 12 U.S.C. § 4312
Pub. L. 111–203 substituted “Bureau” for “Board”
Source evidence
Code amendment note
Pub. L. 111–203 substituted “Bureau” for “Board”.Enacted provision · exact public law section
(1) by 12 USC 4302 et seq. striking “Board” each place that term appears, other than in section 272(b) (12 U.S.C. 4311), and inserting “Bureau”;Effective date note
Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.
3 of 3 references resolved to an enrolled provision
Editorial Notes
Amendments1992–2010 · 2 rounds
2010
Pub. L. 111–203 substituted “Bureau” for “Board”.
1992
Pub. L. 102–550 made technical amendment to references to “this chapter” wherever appearing to reflect correction of corresponding provision of original act.
Statutory Notes and Related Subsidiaries
Effective Date of 2010 Amendment
Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Effective Date of 1992 Amendment
Amendment by Pub. L. 102–550 effective as if included in the Federal Deposit Insurance Corporation Improvement Act of 1991, Pub. L. 102–242, as of , see section 1609(a) of Pub. L. 102–550, set out as a note under section 191 of this title.