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Title 12 — Banks and Banking

Chapter 56 — Regulation of Payment Stablecoins

§ 5912. Interoperability standards

Statutory text

The primary Federal payment stablecoin regulators, in consultation with the National Institute of Standards and Technology, other relevant standard-setting organizations, and State bank and credit union regulators, shall assess and, if necessary, may, pursuant to section 553 of title 5, and in a manner consistent with the National Technology Transfer and Advancement Act of 1995 (Public Law 104–113), prescribe standards for permitted payment stablecoin issuers to promote compatibility and interoperability with—

(1)

other permitted payment stablecoin issuers; and

(2)

the broader digital finance ecosystem, including accepted communications protocols and blockchains, permissioned or public.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

  1. Pub. L. 119–27 § 12 · 139 Stat. 459

    Enacted · 12 U.S.C. § 5912

    (Pub. L. 119–27, § 12, July 18, 2025, 139 Stat. 459.)

    Unresolved: Pub. L. 119–27 was not found in the local Statutes at Large index.

    Source evidence

    Code source credit
    (Pub. L. 119–27, § 12, July 18, 2025, 139 Stat. 459.)

0 of 1 references resolved to an enrolled provision · 1 unresolved

Notes

Delayed Effective Date of Section

For delayed effective date of section, see Effective Date note below.

Editorial Notes

References in Text

The National Technology Transfer and Advancement Act of 1995, referred to in text, is Pub. L. 104–113, , 110 Stat. 775. For complete classification of this Act to the Code, see Short Title of 1996 Amendment note set out under section 3701 of Title 15, Commerce and Trade, and Tables.

Statutory Notes and Related Subsidiaries

Effective Date

Section effective on the earlier of the date that is 18 months after , or the date that is 120 days after the date on which the primary Federal payment stablecoin regulators issue any final regulations implementing Pub. L. 119–27, see section 20 of Pub. L. 119–27, set out as a note under section 5901 of this title.

Credits

(Pub. L. 119–27, § 12, , 139 Stat. 459.)

Parsed from the official OLRC USLM XML in data/usc_all/usc12.xml · release point 119-108 · OLRC build 2026-07-23

USLM identifier /us/usc/t12/s5912