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Title 15 — Commerce and Trade

Chapter 93 — Insurance

§ 6781. Standard of regulation for motor vehicle rentals

Statutory text

(a)

Protection against retroactive application of regulatory and legal action

Except as provided in subsection (b), during the 3-year period beginning on , it shall be a presumption that no State law imposes any licensing, appointment, or education requirements on any person who solicits the purchase of or sells insurance connected with, and incidental to, the lease or rental of a motor vehicle.

(b)

Preeminence of State insurance law

No provision of this section shall be construed as altering the validity, interpretation, construction, or effect of—

(1)

any State statute;

(2)

the prospective application of any court judgment interpreting or applying any State statute; or

(3)

the prospective application of any final State regulation, order, bulletin, or other statutorily authorized interpretation or action,

which, by its specific terms, expressly regulates or exempts from regulation any person who solicits the purchase of or sells insurance connected with, and incidental to, the short-term lease or rental of a motor vehicle.

(c)

Scope of application

This section shall apply with respect to—

(1)

the lease or rental of a motor vehicle for a total period of 90 consecutive days or less; and

(2)

insurance which is provided in connection with, and incidentally to, such lease or rental for a period of consecutive days not exceeding the lease or rental period.

(d)

Motor vehicle defined

For purposes of this section, the term “motor vehicle” has the same meaning as in section 13102 of title 49.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

  1. Pub. L. 106–102 title III § 341 · 113 Stat. 1338

    Enacted · 15 U.S.C. § 6781

    (Pub. L. 106–102, title III, § 341, Nov. 12, 1999, 113 Stat. 1434.)

    Source evidence

    Code source credit
    (Pub. L. 106–102, title III, § 341, Nov. 12, 1999, 113 Stat. 1434.)

    Enacted provision · exact public law section
    SEC. 341. STANDARD OF REGULATION FOR MOTOR VEHICLE RENTALS. (a) Protection Against Retroactive Application of Regulatory and Legal Action.— Except as provided in subsection (b), during the 3-year period beginning on the date of the enactment of this Act, it shall be a presumption that no State law imposes any licensing, appointment, or education requirements on any person who solicits the purchase of or sells insurance connected with, and incidental to, the lease or rental of a motor vehicle. (b) Preeminence of State Insurance Law.— No provision of this section shall be construed as altering the validity, interpretation, construction, or effect of— (1) any State statute; (2) the prospective application of any court judgment interpreting or applying any State statute; or (3) the prospective application of any final State regulation, order, bulletin, or other statutorily authorized interpretation or action, which, by its specific terms, expressly regulates or exempts from regulation any person who solicits the purchase of or sells insurance connected with, and incidental to, the short-term lease or rental of a motor vehicle. (c) Scope of Application.— This section shall apply with respect to— (1) the lease or rental of a motor vehicle for a total period of 90 consecutive days or less; and (2) insurance which is provided in connection with, and incidentally to, such lease or rental for a period of consecutive days not exceeding the lease or rental period. (d) Motor Vehicle Defined.— For purposes of this section, the term “motor vehicle” has the same meaning as in section 13102 of title 49, United States Code.

1 of 1 references resolved to an enrolled provision

Credits

(Pub. L. 106–102, title III, § 341, , 113 Stat. 1434.)

Parsed from the official OLRC USLM XML in data/usc_all/usc15.xml · release point 119-108 · OLRC build 2026-09-09

USLM identifier /us/usc/t15/s6781