§ 6807. Relation to State laws

Statutory text

In general

This subchapter and the amendments made by this subchapter shall not be construed as superseding, altering, or affecting any statute, regulation, order, or interpretation in effect in any State, except to the extent that such statute, regulation, order, or interpretation is inconsistent with the provisions of this subchapter, and then only to the extent of the inconsistency.

Greater protection under State law

For purposes of this section, a State statute, regulation, order, or interpretation is not inconsistent with the provisions of this subchapter if the protection such statute, regulation, order, or interpretation affords any person is greater than the protection provided under this subchapter and the amendments made by this subchapter, as determined by the Bureau of Consumer Financial Protection, after consultation with the agency or authority with jurisdiction under section 6805(a) of this title of either the person that initiated the complaint or that is the subject of the complaint, on its own motion or upon the petition of any interested party.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

1999
Pub. L. 106–102 title V § 507 · 113 Stat. 1338
Enacted · 15 U.S.C. § 6807
Pub. L. 106–102, title V, § 507, Nov. 12, 1999, 113 Stat. 1442
Source evidence
Code source credit
Pub. L. 106–102, title V, § 507, Nov. 12, 1999, 113 Stat. 1442
Enacted provision · exact public law section
SEC. 507. RELATION TO STATE LAWS. (a) In General.— This subtitle and the amendments made by this subtitle shall not be construed as superseding, altering, or affecting any statute, regulation, order, or interpretation in effect in any State, except to the extent that such statute, regulation, order, or interpretation is inconsistent with the provisions of this subtitle, and then only to the extent of the inconsistency. (b) Greater Protection Under State Law.— For purposes of this section, a State statute, regulation, order, or interpretation is not inconsistent with the provisions of this subtitle if the protection such statute, regulation, order, or interpretation affords any person is greater than the protection provided under this subtitle and the amendments made by this subtitle, as determined by the Federal Trade Commission, after consultation with the agency or authority with jurisdiction under section 505(a) of either the person that initiated the complaint or that is the subject of the complaint, on its own motion or upon the petition of any interested party.
2010
Consumer Financial Protection Act of 2010
Pub. L. 111–203 title X § 1093(6) · 124 Stat. 1376
Substituted · 15 U.S.C. § 6807(b)
Pub. L. 111–203 substituted “Bureau of Consumer Financial Protection” for “Federal Trade Commission”
Source evidence
Code amendment note
Subsec. (b). Pub. L. 111–203 substituted “Bureau of Consumer Financial Protection” for “Federal Trade Commission”.
Enacted provision · exact public law section
(6) in section 507(b) (15 U.S.C. 6807), by striking “Federal Trade Commission” and inserting “Bureau of Consumer Financial Protection”.
Effective date note
Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

2 of 2 references resolved to an enrolled provision

Editorial Notes

References in Text

This subchapter, referred to in text, was in the original “this subtitle”, meaning subtitle A (§§ 501–510) of title V of Pub. L. 106–102, Nov. 12, 1999, 113 Stat. 1436, which is classified principally to this subchapter. For complete classification of subtitle A to the Code, see Tables.

Amendments

2010—Subsec. (b). Pub. L. 111–203 substituted “Bureau of Consumer Financial Protection” for “Federal Trade Commission”.

Statutory Notes and Related Subsidiaries

Effective Date of 2010 Amendment

Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Credits

1999–2010 · 2 acts

1999Pub. L. 106–102, title V, § 507, Nov. 12, 1999, 113 Stat. 1442
2010Pub. L. 111–203, title X, § 1093(6), July 21, 2010, 124 Stat. 2097.

Show as published

(Pub. L. 106–102, title V, § 507, Nov. 12, 1999, 113 Stat. 1442; Pub. L. 111–203, title X, § 1093(6), July 21, 2010, 124 Stat. 2097.)