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Title 42 — The Public Health and Welfare

Part C · Chapter 157 — Quality, Affordable Health Care for All Americans

§ 18044. Level playing field

Statutory text

(a)

In general

Notwithstanding any other provision of law, any health insurance coverage offered by a private health insurance issuer shall not be subject to any Federal or State law described in subsection (b) if a qualified health plan offered under the Consumer Operated and Oriented Plan program under section 18042 of this title, or a multi-State qualified health plan under section 18054 of this title, is not subject to such law.

(b)

Laws described

The Federal and State laws described in this subsection are those Federal and State laws relating to—

(1)

guaranteed renewal;

(2)

rating;

(3)

preexisting conditions;

(4)

non-discrimination;

(5)

quality improvement and reporting;

(6)

fraud and abuse;

(7)

solvency and financial requirements;

(8)

market conduct;

(9)

prompt payment;

(10)

appeals and grievances;

(11)

privacy and confidentiality;

(12)

licensure; and

(13)

benefit plan material or information.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

  1. Patient Protection and Affordable Care Act

    Pub. L. 111–148 title I § 1324 · 124 Stat. 119

    Enacted · 42 U.S.C. § 18044

    (Pub. L. 111–148, title I, § 1324, title X, § 10104(n), Mar. 23, 2010, 124 Stat. 199, 902.)

    Source evidence

    Code source credit
    (Pub. L. 111–148, title I, § 1324, title X, § 10104(n), Mar. 23, 2010, 124 Stat. 199, 902.)

    Enacted provision · exact public law section
    SEC. 1324. LEVEL PLAYING FIELD. (a) In General.— Notwithstanding any other provision of law, any health insurance coverage offered by a private health insurance issuer shall not be subject to any Federal or State law described in subsection (b) if a qualified health plan offered under the Consumer Operated and Oriented Plan program under section 1322, a community health insurance option under section 1323, or a nationwide qualified health plan under section 1333(b), is not subject to such law. (b) Laws Described.— The Federal and State laws described in this subsection are those Federal and State laws relating to— (1) guaranteed renewal; (2) rating; (3) preexisting conditions; (4) non-discrimination; (5) quality improvement and reporting; (6) fraud and abuse; (7) solvency and financial requirements; (8) market conduct; (9) prompt payment; (10) appeals and grievances; (11) privacy and confidentiality; (12) licensure; and (13) benefit plan material or information.

  2. Patient Protection and Affordable Care Act

    Pub. L. 111–148 § 10104(n) · 124 Stat. 119

    Substituted · 42 U.S.C. § 18044(a)

    Pub. L. 111–148, § 10104(n), substituted “, or a multi-State qualified health plan under section 18054 of this title” for “, a community health insurance option under section 18043 of this title, or a nationwide qualified health plan under section 18053(b) of this title”

    Source evidence

    Code amendment note
    Subsec. (a). Pub. L. 111–148, § 10104(n), substituted “, or a multi-State qualified health plan under section 18054 of this title” for “, a community health insurance option under section 18043 of this title, or a nationwide qualified health plan under section 18053(b) of this title”.

    Enacted provision · exact public law section
    (n) Section 1324(a) of this Act is amended by striking “, a community health” and all that follows through “1333(b)” and inserting “, or a multi-State qualified health plan under section 1334”.

2 of 2 references resolved to an enrolled provision

Editorial Notes

Amendments

2010—Subsec. (a). Pub. L. 111–148, § 10104(n), substituted “, or a multi-State qualified health plan under section 18054 of this title” for “, a community health insurance option under section 18043 of this title, or a nationwide qualified health plan under section 18053(b) of this title”.

Credits

(Pub. L. 111–148, title I, § 1324, title X, § 10104(n), , 124 Stat. 199, 902.)

Parsed from the official OLRC USLM XML in data/usc_all/usc42.xml · release point 119-108 · OLRC build 2026-09-09

USLM identifier /us/usc/t42/s18044