Title 42 — The Public Health and Welfare
Chapter 50 — National Flood Insurance
§ 4013a. Policy disclosures
Statutory text
In general
Notwithstanding any other provision of law, in addition to any other disclosures that may be required, each policy under the National Flood Insurance Program shall state all conditions, exclusions, and other limitations pertaining to coverage under the subject policy, regardless of the underlying insurance product, in plain English, in boldface type, and in a font size that is twice the size of the text of the body of the policy.
Violations
The Administrator may impose a civil penalty of not more than $50,000 on any person that fails to comply with subsection (a).
Legislative history
Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.
Biggert-Waters Flood Insurance Reform Act of 2012
Pub. L. 112–141 div. F title II § 100234 · 126 Stat. 405
Enacted · 42 U.S.C. § 4013a
(Pub. L. 112–141, div. F, title II, § 100234, July 6, 2012, 126 Stat. 956.)
Source evidence
Code source credit
(Pub. L. 112–141, div. F, title II, § 100234, July 6, 2012, 126 Stat. 956.)Enacted provision · exact public law section
SEC. 100234. POLICY DISCLOSURES. (a) In General.— Notwithstanding any other provision of law, in addition to any other disclosures that may be required, each policy under the National Flood Insurance Program shall state all conditions, exclusions, and other limitations pertaining to coverage under the subject policy, regardless of the underlying insurance product, in plain English, in boldface type, and in a font size that is twice the size of the text of the body of the policy. (b) Violations.— The Administrator may impose a civil penalty of not more than $50,000 on any person that fails to comply with subsection (a).
1 of 1 references resolved to an enrolled provision
Editorial Notes
Codification
Section was enacted as part of the Biggert-Waters Flood Insurance Reform Act of 2012, and also as part of the Moving Ahead for Progress in the 21st Century Act, also known as the MAP–21, and not as part of the National Flood Insurance Act of 1968 which comprises this chapter.
Statutory Notes and Related Subsidiaries
Definitions
For definitions of terms used in this section, see section 4004 of this title.
Credits
(Pub. L. 112–141, div. F, title II, § 100234, , 126 Stat. 956.)