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Title 12 — Banks and Banking

Chapter 14 — Federal Credit Unions

§ 1790b. Credit union employee protection remedy

Statutory text

(a)

In general

(1)

Employees of credit unions

No insured credit union may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Board or the Attorney General regarding any possible violation of any law or regulation by the credit union or any director, officer, or employee of the credit union.

(2)

Employees of the Administration

The Administration may not discharge or otherwise discriminate against any employee (including any employee of the National Credit Union Central Liquidity Facility) with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Administration or the Attorney General regarding any possible violation of any law or regulation by—

(A)

any credit union or the Administration;

(B)

any director, officer, committee member, or employee of any credit union; or

(C)

any officer or employee of the Administration.

(b)

Enforcement

Any employee or former employee who believes he has been discharged or discriminated against in violation of subsection (a) may file a civil action in the appropriate United States district court before the close of the 2-year period beginning on the date of such discharge or discrimination. The complainant shall also file a copy of the complaint initiating such action with the Board.

(c)

Remedies

If the district court determines that a violation of subsection (a) has occurred, it may order the credit union or the Administration which committed the violation—

(1)

to reinstate the employee to his former position,

(2)

to pay compensatory damages, or

(3)

take other appropriate actions to remedy any past discrimination.

(d)

Limitations

The protections of this section shall not apply to any employee who—

(1)

deliberately causes or participates in the alleged violation of law or regulation, or

(2)

knowingly or recklessly provides substantially false information to such an agency or the Attorney General.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

  1. Financial Institutions Reform, Recovery, and Enforcement Act of 1989

    Pub. L. 101–73 title IX § 932(b) · 103 Stat. 183

    Enacted · 12 U.S.C. § 1790b

    June 26, 1934, ch. 750, title II, § 213, as added Pub. L. 101–73, title IX, § 932(b), Aug. 9, 1989, 103 Stat. 494

    Source evidence

    Code source credit
    June 26, 1934, ch. 750, title II, § 213, as added Pub. L. 101–73, title IX, § 932(b), Aug. 9, 1989, 103 Stat. 494

    Enacted provision · exact public law section
    (b) Employees of Credit Unions Insured by the NCUA.— The Federal Credit Union Act (12 U.S.C. 1751 et seq.) is amended by inserting after the section added by section 914(b) of this Act the following new section: “SEC. 213. CREDIT UNION EMPLOYEE PROTECTION REMEDY. “(a) Prohibition Against Discrimination Against Whistle-blowers.— No federally insured credit union may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Board or to the Attorney General regarding a possible violation of any law or regulation by the credit union or any of its officers, directors, or employees. “(b) Enforcement.— Any employee or former employee who believes he has been discharged or discriminated against in violation of subsection (a) may file a civil action in the appropriate United States district court before the close of the 2-year period beginning on the date of such discharge or discrimination. The complainant shall also file a copy of the complaint initiating such action with the Board. “(c) Remedies.— If the district court determines that a violation of subsection (a) has occurred, it may order the credit union which committed the violation— “(1) to reinstate the employee to his former position, “(2) to pay compensatory damages, or “(3) take other appropriate actions to remedy any past discrimination. “(d) Limitations.— The protections of this section shall not apply to any employee who— “(1) deliberately causes or participates in the alleged violation of law or regulation, or “(2) knowingly or recklessly provides substantially false information to such an agency or the Attorney General.”.

  2. Federal Deposit Insurance Corporation Improvement Act of 1991

    Pub. L. 102–242 § 251(b)(1) · 105 Stat. 2236

    1. Substituted · 12 U.S.C. § 1790b(a)

      Pub. L. 102–242, § 251(b)(1), substituted “In general” for “Prohibition against discrimination against whistleblowers” in heading

    2. Amended · 12 U.S.C. § 1790b(a)

      Pub. L. 102–242, § 251(b)(1), amended text generally. Prior to amendment, text read as follows: “No federally insured credit union may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Board or to the Attorney General regarding a possible violation of any law or regulation by the credit union or any of its officers, directors, or employees.”

    Source evidence

    Code amendment note
    Subsec. (a). Pub. L. 102–242, § 251(b)(1), substituted “In general” for “Prohibition against discrimination against whistleblowers” in heading and amended text generally. Prior to amendment, text read as follows: “No federally insured credit union may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Board or to the Attorney General regarding a possible violation of any law or regulation by the credit union or any of its officers, directors, or employees.”

    Enacted provision · exact public law section
    (1) In general.— Section 213(a) of the Federal Credit Union Act (12 U.S.C. 1790b(a)) is amended to read as follows: “(a) In General.— “(1) Employees of credit unions.— No insured credit union may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Board or the Attorney General regarding any possible violation of any law or regulation by the credit union or any director, officer, or employee of the credit union. “(2) Employees of the administration.— The Administration may not discharge or otherwise discriminate against any employee (including any employee of the National Credit Union Central Liquidity Facility) with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Administration or the Attorney General regarding any possible violation of any law or regulation by— “(A) any credit union the Administration; “(B) any director, officer, or employee of any depository institution or any such bank; or “(C) any officer or employee of the Administration.”.

    Effective date note
    Amendment by Pub. L. 102–550 effective as if included in the Federal Deposit Insurance Corporation Improvement Act of 1991, Pub. L. 102–242, as of Dec. 19, 1991, see section 1609(a) of Pub. L. 102–550, set out as a note under section 191 of this title.

  3. Federal Deposit Insurance Corporation Improvement Act of 1991

    Pub. L. 102–242 § 251(b)(2) · 105 Stat. 2236

    Inserted · 12 U.S.C. § 1790b(c)

    Pub. L. 102–242, § 251(b)(2), inserted “or the Administration” after “the credit union”

    Source evidence

    Code amendment note
    Subsec. (c). Pub. L. 102–242, § 251(b)(2), inserted “or the Administration” after “the credit union”.

    Enacted provision · exact public law section
    (2) Technical and conforming amendment.— Section 213(c) of the Federal Credit Union Act (12 U.S.C. 1790b(c)) is amended by inserting “or the Administration” after “credit union”.

    Effective date note
    Amendment by Pub. L. 102–550 effective as if included in the Federal Deposit Insurance Corporation Improvement Act of 1991, Pub. L. 102–242, as of Dec. 19, 1991, see section 1609(a) of Pub. L. 102–550, set out as a note under section 191 of this title.

  4. Housing and Community Development Act of 1992

    Pub. L. 102–550 title XVI § 1604(d) · 106 Stat. 3672

    1. Substituted · 12 U.S.C. § 1790b(a)(2)

      Pub. L. 102–550 substituted, in subpar. (A), “union or the” for “union the”

    2. Substituted · 12 U.S.C. § 1790b(a)(2)

      Pub. L. 102–550 substituted, in subpar. (A), “committee member, or employee of any credit union” for “or employee of any depository institution or any such bank”

    Source evidence

    Code amendment note
    Subsec. (a)(2). Pub. L. 102–550 substituted, in subpar. (A), “union or the” for “union the” and in subpar. (B), “committee member, or employee of any credit union” for “or employee of any depository institution or any such bank”.

    Enacted provision · exact public law section
    (d) Amendments Relating to Subtitle E.— Section 213(a)(2) of the Federal Credit Union Act (12 U.S.C. 1790b(a)) (as amended by section 251(b) of the Federal Deposit Insurance Corporation Improvement Act of 1991) is amended— (1) in subparagraph (A), by inserting “or” after “credit union”; and (2) in subparagraph (B), by striking “or employee” and all that follows through the semicolon and inserting “committee member, or employee of any credit union;”.

    Effective date note
    Amendment by Pub. L. 102–550 effective as if included in the Federal Deposit Insurance Corporation Improvement Act of 1991, Pub. L. 102–242, as of Dec. 19, 1991, see section 1609(a) of Pub. L. 102–550, set out as a note under section 191 of this title.

6 of 6 references resolved to an enrolled provision

Editorial Notes

Amendments1991–1992 · 2 rounds

1992

Subsec. (a)(2). Pub. L. 102–550 substituted, in subpar. (A), “union or the” for “union the” and in subpar. (B), “committee member, or employee of any credit union” for “or employee of any depository institution or any such bank”.

1991

Subsec. (a). Pub. L. 102–242, § 251(b)(1), substituted “In general” for “Prohibition against discrimination against whistleblowers” in heading and amended text generally. Prior to amendment, text read as follows: “No federally insured credit union may discharge or otherwise discriminate against any employee with respect to compensation, terms, conditions, or privileges of employment because the employee (or any person acting pursuant to the request of the employee) provided information to the Board or to the Attorney General regarding a possible violation of any law or regulation by the credit union or any of its officers, directors, or employees.”

Subsec. (c). Pub. L. 102–242, § 251(b)(2), inserted “or the Administration” after “the credit union”.

Statutory Notes and Related Subsidiaries

Effective Date of 1992 Amendment

Amendment by Pub. L. 102–550 effective as if included in the Federal Deposit Insurance Corporation Improvement Act of 1991, Pub. L. 102–242, as of , see section 1609(a) of Pub. L. 102–550, set out as a note under section 191 of this title.

Effective Date of 1991 Amendment

Pub. L. 102–242, title II, § 251(b)(3), , 105 Stat. 2333, provided that: “Paragraph (2) of section 213(a) of the Federal Credit Union Act [12 U.S.C. 1790b(a)(2)] (as added under the amendment made by paragraph (1)) shall be treated as having taken effect on , and for purposes of any cause of action arising under such paragraph (as so effective) before the date of the enactment of this Act [], the 2-year period referred to in section 213(b) of such Act shall be deemed to begin on such date of enactment.”

Credits

1934–1992 · 3 acts
  1. 1934June 26, 1934, ch. 750, title II, § 213, as added Pub. L. 101–73, title IX, § 932(b), , 103 Stat. 494
  2. 1991amended Pub. L. 102–242, title II, § 251(b)(1), (2), , 105 Stat. 2332, 2333
  3. 1992Pub. L. 102–550, title XVI, § 1604(d), , 106 Stat. 4084.
Show as published

(June 26, 1934, ch. 750, title II, § 213, as added Pub. L. 101–73, title IX, § 932(b), , 103 Stat. 494; amended Pub. L. 102–242, title II, § 251(b)(1), (2), , 105 Stat. 2332, 2333; Pub. L. 102–550, title XVI, § 1604(d), , 106 Stat. 4084.)

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