§ 4543. Public access to mortgage information

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

1. 1992

   Federal Housing Enterprises Financial Safety and Soundness Act of 1992

   Pub. L. 102–550 title XIII § 1323 · 106 Stat. 3672

   Enacted · 12 U.S.C. § 4543

   Pub. L. 102–550, title XIII, § 1323, Oct. 28, 1992, 106 Stat. 3954

   Source evidence

   Code source credit
   Pub. L. 102–550, title XIII, § 1323, Oct. 28, 1992, 106 Stat. 3954

   Enacted provision · exact public law section
   SEC. 1323. PUBLIC ACCESS TO MORTGAGE INFORMATION. (a) In general.— The Secretary shall make available to the public, in forms useful to the public (including forms accessible by computers), the data submitted by the enterprises in the reports required under section 309(m) of the Federal National Mortgage Association Charter Act or section 307(e) of the Federal Home Loan Mortgage Corporation Act. (b) Access.— (1) Proprietary data.— Except as provided in paragraph (2), the Secretary may not make available to the public data that the Secretary determines pursuant to section 1326 are proprietary information. (2) Exception.— The Secretary shall not restrict access to the data provided in accordance with section 309(m)(1)(A) of the Federal National Mortgage Association Charter Act or section 307(e)(1)(A) of the Federal Home Loan Mortgage Corporation Act. (c) Fees.— The Secretary may charge reasonable fees to cover the cost of making data available under this section to the public.

2. 2008

   Federal Housing Finance Regulatory Reform Act of 2008

   Pub. L. 110–289 § 1122(a)(1) · 122 Stat. 2654

   Substituted · 12 U.S.C. § 4543

   Pub. L. 110–289, § 1122(a)(1), substituted “Director” for “Secretary” wherever appearing in subsecs. (a) to (c)

   Source evidence

   Code amendment note
   Pub. L. 110–289, § 1122(a)(1), substituted “Director” for “Secretary” wherever appearing in subsecs. (a) to (c).

   Enacted provision · exact public law section
   (1) by striking “Secretary” each place that term appears and inserting “Director” in each of 12 USC 4543, 4546–4548, 4566. sections 1323, 1326, 1327, 1328, and 1336; and

3. 2008

   Federal Housing Finance Regulatory Reform Act of 2008

   Pub. L. 110–289 § 1126(1) · 122 Stat. 2654

   1. Substituted · 12 U.S.C. § 4543(a)

      Pub. L. 110–289, § 1126(1), substituted “Availability” for “In general” in subsec. heading

   2. Inserted · 12 U.S.C. § 4543(a)

      Pub. L. 110–289, § 1126(1), inserted par. (1) designation and heading

   3. Added · 12 U.S.C. § 4543(a)

      Pub. L. 110–289, § 1126(1), added par. (2). The amendment was executed to reflect the probable intent of Congress, notwithstanding an error in the directory language which did not take into consideration the prior amendment by Pub. L. 110–289, § 1122(a)(1). See above

   Source evidence

   Code amendment note
   Subsec. (a). Pub. L. 110–289, § 1126(1), substituted “Availability” for “In general” in subsec. heading, inserted par. (1) designation and heading, and added par. (2). The amendment was executed to reflect the probable intent of Congress, notwithstanding an error in the directory language which did not take into consideration the prior amendment by Pub. L. 110–289, § 1122(a)(1). See above.

   Enacted provision · exact public law section
   (1) in subsection (a)— (A) by striking “(a) In General.—The Secretary” and inserting the following: “(a) Availability.— “(1) In general.— The Director” ; and (B) by adding at the end the following new paragraph: “(2) Census tract level reporting.— Such data shall include the data elements required to be reported under the Home Mortgage Disclosure Act of 1975, at the census tract level.” ;

4. 2008

   Federal Housing Finance Regulatory Reform Act of 2008

   Pub. L. 110–289 § 1126(2) · 122 Stat. 2654

   Inserted · 12 U.S.C. § 4543(b)(2)

   Pub. L. 110–289, § 1126(2), inserted “or with subsection (a)(2)” before period at end

   Source evidence

   Code amendment note
   Subsec. (b)(2). Pub. L. 110–289, § 1126(2), inserted “or with subsection (a)(2)” before period at end.

   Enacted provision · exact public law section
   (2) in subsection (b)(2), by inserting before the period at the end the following: “or with subsection (a)(2)”; and

5. 2008

   Federal Housing Finance Regulatory Reform Act of 2008

   Pub. L. 110–289 § 1126(3) · 122 Stat. 2654

   Added · 12 U.S.C. § 4543(d)

   Pub. L. 110–289, § 1126(3), added subsec. (d)

   Source evidence

   Code amendment note
   Subsec. (d). Pub. L. 110–289, § 1126(3), added subsec. (d).

   Enacted provision · exact public law section
   (3) by adding at the end the following new subsection: “(d) Timing.— Data Deadline. submitted under this section by an enterprise in connection with a provision referred to in subsection (a) shall be made publicly available in accordance with this section not later than September 30 of the year following the year to which the data relates.” .

7 of 7 references resolved to an enrolled provision