Chapter 46. Government Sponsored Enterprises

• 4501Congressional findings
• 4502Definitions
• 4503Protection of taxpayers against liability

Part A — Financial Safety and Soundness Regulator

• 4511Establishment of the Federal Housing Finance Agency
• 4512Director
• 4513Duties and authorities of Director
• 4513aFederal Housing Finance Oversight Board
• 4513bPrudential management and operations standards
• 4514Authority to require reports by regulated entities
• 4514aStudy and reports on guarantee fees
• 4515Personnel
• 4516Funding
• 4517Examinations
• 4518Prohibition and withholding of executive compensation
• 4518aLimitation on bonuses to executives of Fannie Mae and Freddie Mac
• 4519Authority to provide for review of regulated entities
• 4520Minority and women inclusion; diversity requirements
• 4521Annual reports by Director
• 4522Public disclosure of final orders and agreements
• 4523Limitation on subsequent employment
• 4524Audits by GAO
• 4525Information, records, and meetings
• 4526Regulations and orders
• 4527Data standards
• 4528Open data publication

Subpart 1 — general authority

• 4541Prior approval authority for products
• 4542Housing Price Index
• 4543Public access to mortgage information
• 4544Annual housing report
• 4545Fair housing
• 4546Prohibition of public disclosure of proprietary information
• 4547Enterprise guarantee fees
• 4548Regulations for use of credit scores
• 4549Uniform residential loan application
• 4550Uniform residential loan application

Subpart 2 — housing goals

• 4561Establishment of housing goals
• 4562Single-family housing goals
• 4563Multifamily special affordable housing goal
• 4564Discretionary adjustment of housing goals
• 4565Duty to serve underserved markets and other requirements
• 4566Monitoring and enforcing compliance with housing goals
• 4567Affordable housing allocations
• 4568Housing Trust Fund
• 4569Capital Magnet Fund

Subpart 3 — enforcement

• 4581Cease and desist proceedings
• 4582Hearings
• 4583Judicial review
• 4584Enforcement and jurisdiction
• 4585Civil money penalties
• 4586Public disclosure of final orders and agreements
• 4587Notice of service
• 4588Subpoena authority
• 4589Repealed. Pub. L. 110–289, div. A, title I, § 1122(a)(2)

Part C — Miscellaneous Provisions

• 4601Review of underwriting guidelines
• 4602Studies of effects of privatization of FNMA and FHLMC
• 4603Transition

Subchapter II — Required Capital Levels for Regulated Entities, Special Enforcement Powers, and Reviews of Assets and Liabilities

• 4611Risk-based capital levels for regulated entities
• 4612Minimum capital levels
• 4613Critical capital levels
• 4614Capital classifications
• 4615Supervisory actions applicable to undercapitalized regulated entities
• 4616Supervisory actions applicable to significantly undercapitalized regulated entities
• 4617Authority over critically undercapitalized regulated entities
• 4618Notice of classification and enforcement action
• 4619 to 4621Repealed. Pub. L. 110–289, div. A, title I, § 1145(b)(4)
• 4622Capital restoration plans
• 4623Judicial review of Director action
• 4624Reviews of enterprise assets and liabilities

Subchapter III — Enforcement Provisions

• 4631Cease-and-desist proceedings
• 4632Temporary cease-and-desist orders
• 4633Hearings
• 4634Judicial review
• 4635Enforcement and jurisdiction
• 4636Civil money penalties
• 4636aRemoval and prohibition authority
• 4636bCriminal penalty
• 4637Notice after separation from service
• 4638Private rights of action
• 4639Public disclosure of final orders and agreements
• 4640Notice of service
• 4641Subpoena authority
• 4642Reporting of fraudulent loans