Title 12 — Banks and Banking
Chapter 13. National Housing
274 sections
- 1701Short title
- 1701aShort title of amendment of 1938
- 1701bShort title of amendment of 1942
- 1701cSecretary of Housing and Urban Development
- 1701c–1Omitted
- 1701dRepealed. Pub. L. 89–554, § 8(a)
- 1701d–1, 1701d–2Repealed. Pub. L. 90–19
- 1701d–3Repealed. Pub. L. 91–609, title V, § 503(3)
- 1701d–4Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
- 1701e, 1701fRepealed. Pub. L. 91–609, title V, § 503(1)
- 1701f–1Repealed. Pub. L. 90–19, § 5(c)
- 1701g to 1701g–3Omitted
- 1701g–4Omitted
- 1701g–5Revolving fund in connection with liquidating programs
- 1701g–5aTransfer of New Communities Fund assets and liabilities
- 1701g–5bLiquidation of New Communities Program; cancellation of debt
- 1701g–5cTransfer of rehabilitation loan fund assets and liabilities
- 1701hAdvisory committees; payment of transportation and other expenses
- 1701h–1Housing for elderly persons advisory committee
- 1701i, 1701i–1Omitted
- 1701jRepealed. Aug. 2, 1954, ch. 649
- 1701j–1Builder’s certification as to construction
- 1701j–2National Institute of Building Sciences
- 1701j–3Preemption of due-on-sale prohibitions
- 1701kRight to redeem property on which United States has lien
- 1701lLimitation on interest rates of insured mortgages; terms of sales
- 1701l–1Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
- 1701mCredit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
- 1701nReduction of vulnerability of congested urban areas to enemy attack
- 1701oAnnual report of Secretary
- 1701pContents of report to President and Congress
- 1701p–1Periodic report on residential mortgage delinquencies and foreclosures
- 1701p–2Default and foreclosure database
- 1701qSupportive housing for the elderly
- 1701q–1Civil money penalties against mortgagors under section 1701q of this title
- 1701q–2Grants for conversion of elderly housing to assisted living facilities and other purposes
- 1701q–3Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
- 1701rCongressional findings respecting housing for senior citizens
- 1701r–1Pet ownership in assisted rental housing for the elderly or handicapped
- 1701sRent supplement payments for qualified lower income families
- 1701tCongressional affirmation of national goal of decent homes and suitable living environment for American families
- 1701uEconomic opportunities for low- and very low-income persons
- 1701vCongressional findings and declaration for improved architectural design in Government housing programs
- 1701wBudget, debt management, and related counseling services for mortgagors; authorization of appropriations
- 1701xAssistance with respect to housing for low- and moderate-income families
- 1701x–1Home inspection counseling
- 1701x–2Legal assistance for foreclosure-related issues
- 1701yNational Homeownership Foundation
- 1701zNew technologies in the development of housing for lower income families
- 1701z–1Research and demonstrations; authorization of appropriations; continuing availability of funds
- 1701z–2Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
- 1701z–3Experimental housing allowance payment program
- 1701z–4Abandoned properties demonstration project
- 1701z–5Demonstrations of heating or cooling residential housing utilizing solar energy
- 1701z–6Special housing need research and demonstration authority
- 1701z–7Studies to determine extent of need for counseling to mortgagors; report to Congress
- 1701z–8Energy conservation and renewable-resource demonstration
- 1701z–9Expansion of home ownership opportunities in urban areas
- 1701z–10Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
- 1701z–10aBiennial survey of economic and housing market conditions
- 1701z–11Management and disposition of multifamily housing projects
- 1701z–12Housing access
- 1701z–13Solar energy for single-family and multifamily housing units
- 1701z–14Lower cost technology demonstration program
- 1701z–15Approval of individual residential water purification or treatment units
- 1701z–16Energy efficient mortgages pilot program
- 1701z–17Increasing access and understanding of energy efficient mortgages
Subchapter I — Housing Renovation and Modernization
- 1702Administrative provisions
- 1702aRepealed. June 28, 1955, ch. 189, § 12(c)(14)
- 1703Insurance of financial institutions
- 1704Repealed. Apr. 3, 1936, ch. 165, § 2
- 1705Allocation of funds
- 1706Repealed. Aug. 2, 1954, ch. 649
- 1706aRepealed. June 3, 1939, ch. 175, § 3
- 1706bTaxation of real property held by Secretary
- 1706cInsurance of mortgages
- 1706dApplicability
- 1706eRepealed. Pub. L. 101–625, title II, § 289(b)
- 1706fProhibition against kickbacks and unearned fees
Subchapter II — Mortgage Insurance
- 1707Definitions
- 1708Federal Housing Administration operations
- 1709Insurance of mortgages
- 1709–1Repealed. Pub. L. 98–181, title I
- 1709–1aState constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements
- 1709–2Equity skimming; penalty; persons liable; one dwelling exemption
- 1709aDetermination of loan-to-value ratios
- 1709bRepealed. Pub. L. 85–364, § 6
- 1710Payment of insurance
- 1711General Surplus and Participating Reserve Accounts
- 1712Investment of funds
- 1712aIndexing of FHA multifamily housing loan limits
- 1713Rental housing insurance
- 1714Taxation
- 1715Statistical and economic surveys
- 1715aRepealed. June 3, 1939, ch. 175, § 13
- 1715bRules and regulations
- 1715cLabor standards
- 1715dInsurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
- 1715eCooperative housing insurance
- 1715fProcess of applications and issuance of commitments
- 1715gInsurance of mortgage where mortgagor is not occupant of property
- 1715hRepealed. Pub. L. 100–242, title IV, § 401(a)(1)
- 1715iRepealed. Pub. L. 86–372, title I, § 108
- 1715jRepealed. Pub. L. 89–117, title XI, § 1108(aa)
- 1715kRehabilitation and neighborhood conservation housing insurance
- 1715lHousing for moderate income and displaced families
- 1715mRepealed. Pub. L. 110–289, div. B, title I, § 2120(a)(5)
- 1715nMiscellaneous mortgage insurance
- 1715oInterest rate on debentures; method of establishment
- 1715pInsurance of advances under open-end mortgages; payment of charges; eligibility and conditions
- 1715qDelivery of statement of appraisal or estimates to home buyers
- 1715rRequirement of builder’s cost certification; definitions
- 1715sTreatment of mortgages covering tax credit projects
- 1715tVoluntary termination of insurance
- 1715uAuthority to assist mortgagors in default
- 1715vInsurance of mortgages for housing for elderly persons
- 1715wMortgage insurance for nursing homes, intermediate care facilities, and board and care homes
- 1715xExperimental housing insurance
- 1715yMortgage insurance for condominiums
- 1715zHomeownership or membership in cooperative association for lower income families
- 1715z–1Rental and cooperative housing for lower income families
- 1715z–1aAssistance for troubled multifamily housing projects
- 1715z–1bTenant participation in multifamily housing projects
- 1715z–1cRegulation of rents in insured projects
- 1715z–2Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(6)
- 1715z–3Special Risk Insurance Fund
- 1715z–4Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations
- 1715z–4aDouble damages remedy for unauthorized use of multifamily housing project assets and income
- 1715z–5Purchase of fee simple title from lessors
- 1715z–6Supplemental loans for multifamily projects
- 1715z–7Mortgage insurance for hospitals
- 1715z–8Mortgage assistance payments for middle-income families
- 1715z–9Co-insurance of eligible mortgage, advance, or loan
- 1715z–10Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(7)
- 1715z–11Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale
- 1715z–11aDisposition of HUD-owned properties
- 1715z–12Single-family mortgage insurance on Hawaiian home lands
- 1715z–13Single family mortgage insurance on Indian reservations
- 1715z–13aLoan guarantees for Indian housing
- 1715z–13bLoan guarantees for Native Hawaiian housing
- 1715z–14Risk-sharing demonstration
- 1715z–15Limitation on prepayment of mortgages on multifamily rental housing
- 1715z–16Adjustable rate single family mortgages
- 1715z–17Shared appreciation mortgages for single family housing
- 1715z–18Shared appreciation mortgages for multifamily housing
- 1715z–19Equity skimming penalty
- 1715z–20Insurance of home equity conversion mortgages for elderly homeowners
- 1715z–21Delegation of insuring authority to direct endorsement mortgagees
- 1715z–22Multifamily mortgage credit programs
- 1715z–22aDefinitions
- 1715z–23HOPE for Homeowners Program
- 1715z–24Pilot program for automated process for borrowers without sufficient credit history
- 1715z–25Mortgage modification data collecting and reporting
Subchapter III — National Mortgage Associations
- 1716Declaration of purposes of subchapter
- 1716–1, 1716aRepealed. Aug. 2, 1954, ch. 649
- 1716bPartition of Federal National Mortgage Association into Federal National Mortgage Association and Government National Mortgage Association; assets and liabilities; operations
- 1717Federal National Mortgage Association and Government National Mortgage Association
- 1717aProhibition against sale of obligations by Federal departments and agencies after June 30, 1966
- 1718Capitalization of Federal National Mortgage Association
- 1719Secondary market operations
- 1720Repealed. Pub. L. 98–181, title I
- 1721Management and liquidation functions of Government National Mortgage Association
- 1722Benefits and burdens incident to administration of functions and operations under sections 1720 and 1721
- 1723Management
- 1723aGeneral powers of Government National Mortgage Association and Federal National Mortgage Association
- 1723bInvestment of funds
- 1723cObligations, participations, or other instruments as lawful investments; acceptance as security; exempt securities
- 1723dTransfer of certain functions to Association
- 1723eRepealed. Pub. L. 98–181, title I
- 1723fRepealed. Pub. L. 96–294, title V, § 533
- 1723g, 1723hRepealed. Pub. L. 102–550, title IX, § 912(i)(2)
- 1723iCivil money penalties against issuers
Subchapter IV — Insurance of Savings and Loan Accounts
Subchapter V — Miscellaneous
- 1731Repealed. June 25, 1948, ch. 645, § 21
- 1731aPenalties
- 1731bProhibition against transient housing
- 1732Separability
- 1733Application of other laws
- 1734Amendment, extension, or increase of commitment amounts
- 1735Payment of certain funds to Treasury
- 1735aPrepayment of mortgages by nonprofit educational institutions; refunds
- 1735bExpenditures to correct or reimburse for structural or other major defects in mortgaged homes
- 1735cGeneral Insurance Fund
- 1735dPayment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments
- 1735eAcceptance of materials or products used in structures
- 1735e–1Use of American materials and products
- 1735fWater and sewerage facilities
- 1735f–1Waiver of deduction on assignment of property to Secretary in lieu of foreclosure
- 1735f–2Uniform rehabilitation standards for housing within and without urban renewal areas
- 1735f–3Insurance of mortgage proceeds advanced during construction or rehabilitation or prior to final endorsement of project mortgage
- 1735f–4Minimum property standards
- 1735f–5Prohibition against discrimination on account of sex in extension of mortgage assistance; consideration of combined income of husband and wife for purpose of extending mortgage credit; definitions
- 1735f–6Secondary mortgages held by State or local governmental agency on insured properties
- 1735f–7Exemption from State usury laws; applicability
- 1735f–7aState constitution or laws limiting mortgage interest, discount points, and finance or other charges; exemption for obligations made after March 31, 1980
- 1735f–8Time of payment of premium charges
- 1735f–9Limitation on commitments to insure loans and mortgages
- 1735f–10Change of mortgagee status
- 1735f–11Review of mortgagee performance and authority to terminate
- 1735f–12Assurance of adequate processing of applications for loan and mortgage insurance
- 1735f–13Prohibition of requirement of minimum principal loan amount
- 1735f–14Civil money penalties against mortgagees, lenders, and other participants in FHA programs
- 1735f–15Civil money penalties against multifamily mortgagors
- 1735f–16Annual audited financial statements
- 1735f–17Examinations and sanctions for certain violations
- 1735f–18Information regarding early defaults and foreclosures on insured mortgages
- 1735f–19Partial payment of claims on defaulted mortgages and in connection with mortgage restructuring
- 1735f–20Authorization of appropriations for General and Special Risk Insurance Funds
- 1735gMortgage relief for homeowners who are unemployed as result of closing of Federal installation
- 1735hRepealed. Pub. L. 89–754, title X, § 1013(j)
Subchapter VI — War Housing Insurance
- 1736Definitions
- 1737Repealed. Pub. L. 89–117, title XI, § 1108(aa)
- 1738Insurance of mortgages
- 1739Mortgage insurance benefits
- 1740Repealed. Pub. L. 89–117, title XI, § 1108(aa)
- 1741State taxation of realty held by Secretary
- 1742Rules and regulations
- 1743Insurance of mortgages
- 1744Insurance of loans for manufacture of houses
- 1745Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing
- 1746Insurance on mortgages on large-scale housing projects
- 1746aTermination of commitment authority under this subchapter
Subchapter VII — Insurance for Investments in Rental Housing for Families of Moderate Income
- 1747Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract
- 1747aEligibility for insurance
- 1747bPremium charges; fees for examination and inspection
- 1747cRent schedules
- 1747dExcess earnings used for amortization of original investment
- 1747eFinancial statements by Secretary
- 1747fPayment of claims; assignment of benefits by investors
- 1747gDebentures
- 1747hTermination of insurance contract by investor
- 1747iRepealed. Pub. L. 89–117, title XI, § 1108(aa)
- 1747jTaxation of real property
- 1747kRules and regulations
- 1747lDefinitions
Subchapter VIII — Armed Services Housing Mortgage Insurance
- 1748Definitions
- 1748aRepealed. Pub. L. 89–117, title XI, § 1108(aa)
- 1748bInsurance of mortgages
- 1748cRepealed. Pub. L. 89–117, title XI, § 1108(aa)
- 1748dLease of property; terms and conditions
- 1748eMortgages on property in Alaska
- 1748fRules and regulations
- 1748gCost certification
- 1748g–1, 1748hOmitted
- 1748h–1Civilian employees of Armed Forces
- 1748h–2Insurance of mortgages for defense housing for impacted areas
- 1748h–3Payments in lieu of taxes; limitations; exemption from taxation
- 1748iOmitted