§ 1905. Renewal

Statutory text

All level premium term policies, except as otherwise provided in this section, shall cease and terminate at the expiration of the term period. At the expiration of any term period any five-year level premium term policy which has not been exchanged or converted to a permanent plan of insurance and which is not lapsed shall be renewed as level premium term insurance without application for a successive five-year period at the premium rate for the attained age without medical examination. However, renewal will be effected in cases where the policy is lapsed only if the insured makes application for reinstatement and renewal of the term policy within five years after the date of lapse, and reinstatement in such cases shall be under the terms and conditions prescribed by the Secretary. In any case in which the insured is shown by evidence satisfactory to the Secretary to be totally disabled at the expiration of the level premium term period of the insurance under conditions which would entitle the insured to continued insurance protection but for such expiration, the insurance, if subject to renewal under this section, shall be automatically renewed for an additional period of five years at the premium rate for the then attained age, unless the insured has elected insurance on some other available plan.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

1958
Pub. L. 85–857 · 72 Stat. 1105
Enacted · 38 U.S.C. § 1905
Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1148, § 705
Source evidence
Code source credit
Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1148, § 705
1970
Pub. L. 91–291 § 8 · 84 Stat. 326
Struck · 38 U.S.C. § 1905
Pub. L. 91–291 made it a requirement for renewal of lapsed policies that the insured make application for reinstatement and renewal of his term policy within five years after the date of lapse and struck out provision that the lapse occur within two months before the expiration of the term period
Source evidence
Code amendment note
Pub. L. 91–291 made it a requirement for renewal of lapsed policies that the insured make application for reinstatement and renewal of his term policy within five years after the date of lapse and struck out provision that the lapse occur within two months before the expiration of the term period.
Enacted provision · exact public law section
Sec. 8. The third sentence of section 705 of title 38, United States National Service Life Insurance. 72 Stat. 1148. Code, is amended by striking out “lapse occurred not earlier than two months before the expiration of the term period” and inserting in lieu thereof “insured makes application for reinstatement and renewal of his term policy within five years after the date of lapse”.
Effective date note
Amendment by Pub. L. 91–291 effective June 25, 1970, see section 14(a) of Pub. L. 91–291, set out as a note under section 1317 of this title.
1986
Pub. L. 99–576 title VII § 701(22) · 100 Stat. 3248
1. Substituted · 38 U.S.C. § 1905
  Pub. L. 99–576 substituted “the” for “his”
2. Substituted · 38 U.S.C. § 1905
  Pub. L. 99–576 substituted “the insured” for “him”
Source evidence
Code amendment note
Pub. L. 99–576 substituted “the” for “his” in three places and “the insured” for “him”.
Enacted provision · exact public law section
(22) Section 705 is amended— (A) by striking out “his” each place it appears and inserting in lieu thereof “the”; and (B) by striking out “him” and inserting in lieu thereof “the insured”.
1991
Pub. L. 102–83 · 105 Stat. 378
Substituted · 38 U.S.C. § 1905
Pub. L. 102–83 renumbered section 705 of this title as this section and substituted “Secretary” for “Administrator” in two places
Source evidence
Code amendment note
Pub. L. 102–83 renumbered section 705 of this title as this section and substituted “Secretary” for “Administrator” in two places.

3 of 5 references resolved to an enrolled provision · 2 partial

Editorial Notes

Prior Provisions

Prior section 1905, Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1216; Pub. L. 90–77, title II, § 204(b), Aug. 31, 1967, 81 Stat. 184, related to applications, prior to the general revision of chapter 39 of this title by Pub. L. 91–666, § 2(a), Jan. 11, 1971, 84 Stat. 1998.

Amendments1970–1991 · 3 rounds

1991

Pub. L. 102–83 renumbered section 705 of this title as this section and substituted “Secretary” for “Administrator” in two places.

1986

Pub. L. 99–576 substituted “the” for “his” in three places and “the insured” for “him”.

1970

Pub. L. 91–291 made it a requirement for renewal of lapsed policies that the insured make application for reinstatement and renewal of his term policy within five years after the date of lapse and struck out provision that the lapse occur within two months before the expiration of the term period.

Statutory Notes and Related Subsidiaries

Effective Date of 1970 Amendment

Amendment by Pub. L. 91–291 effective June 25, 1970, see section 14(a) of Pub. L. 91–291, set out as a note under section 1317 of this title.

Credits

1958–1991 · 4 acts

1958Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1148, § 705
1970Pub. L. 91–291, § 8, June 25, 1970, 84 Stat. 331
1986Pub. L. 99–576, title VII, § 701(22), Oct. 28, 1986, 100 Stat. 3292
1991renumbered § 1905 and amended Pub. L. 102–83, §§ 4(b)(1), (2)(E), 5(a), Aug. 6, 1991, 105 Stat. 404–406.

Show as published

(Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1148, § 705; Pub. L. 91–291, § 8, June 25, 1970, 84 Stat. 331; Pub. L. 99–576, title VII, § 701(22), Oct. 28, 1986, 100 Stat. 3292; renumbered § 1905 and amended Pub. L. 102–83, §§ 4(b)(1), (2)(E), 5(a), Aug. 6, 1991, 105 Stat. 404–406.)