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Title 38 — Veterans’ Benefits

Part II · Chapter 19 — Insurance

§ 1945. Renewal

Statutory text

At the expiration of any term period any insurance policy issued on the five-year level premium term plan which has not been exchanged or converted to a permanent plan of insurance and which is not lapsed shall be renewed as level premium term insurance without application for a successive five-year period at the premium rate for the attained age without medical examination. However, renewal shall be effected in cases where the policy is lapsed only if the insured makes application for reinstatement and renewal of the insured’s term policy within five years after the date of lapse, and reinstatement in such cases shall be under the terms and conditions prescribed by the Secretary.

Legislative history

Reconstructed from this section’s Code source credit and amendment notes, resolved against the local Statutes at Large. Editorial notes are evidence, not the law that made the change.

  1. Pub. L. 85–857 · 72 Stat. 1105

    Enacted · 38 U.S.C. § 1945

    Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1159, § 745

    Source evidence

    Code source credit
    Pub. L. 85–857, Sept. 2, 1958, 72 Stat. 1159, § 745

  2. Pub. L. 91–291 § 11 · 84 Stat. 326

    Struck · 38 U.S.C. § 1945

    Pub. L. 91–291 struck out effective date provision for renewal of policies, provisions that, in case of lapsed policies, such lapse have occurred within two months before the expiration of the term period, special provisions for the interim period between July 23, 1953 and December 31, 1953, and provisions that the section take effect on Sept. 2, 1958, and required that the insurer make application for reinstatement and renewal of his term policy within five years after the date of the lapse

    Source evidence

    Code amendment note
    Pub. L. 91–291 struck out effective date provision for renewal of policies, provisions that, in case of lapsed policies, such lapse have occurred within two months before the expiration of the term period, special provisions for the interim period between July 23, 1953 and December 31, 1953, and provisions that the section take effect on Sept. 2, 1958, and required that the insurer make application for reinstatement and renewal of his term policy within five years after the date of the lapse.

    Enacted provision · exact public law section
    Sec. 11. Section 745 of title 38, United States Code, is amended to U.S. Government Life Insurance. read as follows: “§ 745. Renewal “At the expiration of any term period any insurance policy issued on the five-year level premium term plan which has not been exchanged or converted to a permanent plan of insurance and which is not lapsed shall be renewed as level premium term insurance without application for a successive five-year period at the premium rate for the attained age without medical examination. However, renewal shall be effected in cases where the policy is lapsed only if the insured makes application for reinstatement and renewal of his term policy within five years after the date of lapse, and reinstatement in such cases shall be under the terms and conditions prescribed by the Administrator.”

    Effective date note
    Amendment by Pub. L. 91–291 effective June 25, 1970, see section 14(a) of Pub. L. 91–291, set out as a note under section 1317 of this title.

  3. Pub. L. 99–576 title VII § 701(30) · 100 Stat. 3248

    Substituted · 38 U.S.C. § 1945

    Pub. L. 99–576 substituted “the insured’s” for “his”

    Source evidence

    Code amendment note
    Pub. L. 99–576 substituted “the insured’s” for “his”.

    Enacted provision · exact public law section
    (30) Sections 743, 744(b), 745, 746, 747, and 748 are amended by striking out “his” and inserting in lieu thereof “the insured’s”.

  4. Pub. L. 102–83 · 105 Stat. 378

    Substituted · 38 U.S.C. § 1945

    Pub. L. 102–83 renumbered section 745 of this title as this section and substituted “Secretary” for “Administrator”

    Source evidence

    Code amendment note
    Pub. L. 102–83 renumbered section 745 of this title as this section and substituted “Secretary” for “Administrator”.

2 of 4 references resolved to an enrolled provision · 2 partial

Editorial Notes

Amendments1970–1991 · 3 rounds

1991

Pub. L. 102–83 renumbered section 745 of this title as this section and substituted “Secretary” for “Administrator”.

1986

Pub. L. 99–576 substituted “the insured’s” for “his”.

1970

Pub. L. 91–291 struck out effective date provision for renewal of policies, provisions that, in case of lapsed policies, such lapse have occurred within two months before the expiration of the term period, special provisions for the interim period between and , and provisions that the section take effect on , and required that the insurer make application for reinstatement and renewal of his term policy within five years after the date of the lapse.

Statutory Notes and Related Subsidiaries

Effective Date of 1970 Amendment

Amendment by Pub. L. 91–291 effective , see section 14(a) of Pub. L. 91–291, set out as a note under section 1317 of this title.

Credits

1958–1991 · 4 acts
  1. 1958Pub. L. 85–857, , 72 Stat. 1159, § 745
  2. 1970Pub. L. 91–291, § 11, , 84 Stat. 331
  3. 1986Pub. L. 99–576, title VII, § 701(30), , 100 Stat. 3293
  4. 1991renumbered § 1945 and amended Pub. L. 102–83, §§ 4(b)(1), (2)(E), 5(a), , 105 Stat. 404–406.
Show as published

(Pub. L. 85–857, , 72 Stat. 1159, § 745; Pub. L. 91–291, § 11, , 84 Stat. 331; Pub. L. 99–576, title VII, § 701(30), , 100 Stat. 3293; renumbered § 1945 and amended Pub. L. 102–83, §§ 4(b)(1), (2)(E), 5(a), , 105 Stat. 404–406.)

Parsed from the official OLRC USLM XML in data/usc_all/usc38.xml · release point 119-108 · OLRC build 2026-09-09

USLM identifier /us/usc/t38/s1945